Fronted Policies – When It Makes Sense As the insurance market continues to firm and policy terms and conditions are constricting on corporate liability programs, more and more Risk Managers are ...
Using Mock Trials as an Alternative Resolution Strategy In the age of our increasingly litigious society that has resulted in numerous runaway juries, nuclear verdicts, and new concepts such as the most recent “reptile ...
Changes Are Coming to Michigan’s No-Fault Laws Effective July 2, 2020, the state of Michigan is set to see a significant change to its existing No-Fault law. Since 1973, Michigan drivers have been required to ...
Understanding California Bill AB5: Employee and Independent Contractor Worker Status Background on the Act California Assembly Bill 5 (AB-5) was enacted effective January 1, 2020. This new law expands on the Dynamex Operations West, Inc. v ...
In Rem: History and Commercial Insurance Application For those in the commercial casualty insurance industry, you may have come across the term “In Rem,” but may not be very familiar with it. Just what is In Rem, ...
Workers’ Compensation Statistical Reporting: Requirements and How it Affects Insureds Regulatory compliance, including the reporting of information to various bureaus, is a critical function to all insureds and insurers. In this article, we’ll ...
Understanding Your Auto Liability’s Hired & Non-Owned Exposure As the market is firming for corporate auto liability programs, one of the recent causes for higher costs is the rise in “Hired and Non-Owned Auto (H&NO)” ...
Workers’ Compensation: Extraterritorial Considerations As states passed workers’ compensation laws in the early 1900’s, eligibility, benefits, and compensability varied within each state’s unique workers’ compensation ...
Friend or Faux? Product Liability Implications of Counterfeits in Your Supply Chain Counterfeiters have advanced far beyond faux designer handbags. In seizure operations from fiscal year 2017, U.S. Customs and Border Protection confiscated ...
Why Do We Need To Post Collateral? “Here we are, a large corporation with significant assets, yet we have to post collateral to an insurance company?” This question has been posed to many risk ...

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